Terms of service

By purchasing from [your store name] ("we", "us"), you agree to these terms.

WHAT YOU ARE BUYING

A digital product consisting of PDF files, delivered by email and download
link after payment. Nothing physical is shipped.

LICENCE

You receive a personal, non-transferable licence to use these files for your
own personal use. You may print copies for yourself.

You may not resell, redistribute, share, upload, republish or repackage the
files, in whole or in part, or use the contents to create a competing
product, without our written permission.

PAYMENT

All prices are in USD. Payment is taken at checkout. Access is granted
immediately on successful payment.

REFUNDS

Covered by our Return and Refund Policy.

DISCLAIMER

The content is general educational information about budgeting and personal
spending. It is not financial, investment, tax or legal advice, and it is not
tailored to your circumstances. We are not licensed financial advisers. Any
figures, savings amounts or timelines described are illustrative examples
based on typical situations, not guarantees of any particular result. Your
results will depend on your own circumstances and actions.

You are responsible for your own financial decisions. Consider speaking to a
qualified professional before making significant financial changes.

LIMITATION OF LIABILITY

To the extent permitted by law, our total liability to you is limited to the
amount you paid for the product.

INTELLECTUAL PROPERTY

All content, text, design and files remain our property. Third-party names
mentioned in the content are the property of their respective owners and are
referenced for descriptive purposes only.

CHANGES

We may update these terms. The version published at the time of your
purchase applies to that purchase.

CONTACT

contact@first1000fund.com